This course offers a course in car insurance, aimed at individuals who wish to acquire essential skills in managing employee insurance within companies and institutions, including understanding health insurance conditions and applying them effectively.
Insurance has continued to evolve, with life insurance emerging first, despite facing strong opposition, followed by liability insurance. This growth was driven by industrial progress, the invention of machines, transportation, and the associated risks, which led to an increase in accidents involving workers and others, such as those caused by work, vehicles, and more. In the 20th century, insurance significantly developed, becoming an integral part of human activity. Its scale grew as economic and social systems advanced, along with life becoming more complex and risky—both from natural events like death and illness, as well as human activities such as wars and occupational hazards.
There are two types of car insurance: the first is third-party insurance, and the second, comprehensive insurance, is optional, covering damages to both the insured and others. Comprehensive insurance includes both third-party and personal coverage.